Finance your New Audi with Inchcape

With a Business Manager specially trained in Motor Finance at each Inchcape Audi Centre, they will work with your Sales Executive and help guide you to the finance package most suited to your requirements. As the teams have partnerships with many leading high-street banks and motor specific finance houses, they are sure to find you the best deal.

You will find two main forms of vehicle finance available to you as a consumer, Hire Purchase and Personal Contract Plan. The section below explains these in more detail and will enable you to have an initial understanding of how the packages operate.

Hire Purchase (HP)
This is the simplest form of Motor Finance available and works in a similar way to a normal bank loan. Using HP you are simply dividing the price of the car, along with some interest, over a period of between 12months and 60months.

The benefits of HP include;
1. No deposit required
2. Terms of between 12 and 60 months
3. Simple fixed payments
4. Fixed interest rate
5. You own the vehicle at the end of the agreement
6. Early settlement is permitted at any point in the agreement

Personal Contract Plan (PCP)
A PCP is the most modern and popular way of funding a vehicle. It provides added security within the market place and provides you with the ability to offset an amount of the vehicle’s value for up to 4 years.

The benefits of PCP include:
1. No deposit required
2. Terms of between 12 and 48 months
3. Fixed monthly payments
4. Fixed interest rate
5. Lower monthly installments when compared to a Hire Purchase
6. You have the ability to purchase the vehicle at the end of the agreement
7. Early settlement permitted
8. Guaranteed minimum future value for your vehicle
9. The ability to afford more car for your monthly budget

Inchcape Retail Limited is authorised and regulated by the Financial Services Authority, in respect of insurance mediation activities only.